Getting on the property ladder is hard - moving up it can be harder still.
Upgrading from a one or two-bedroom flat to a house with three bedrooms and a garden is a move many first-time buyers dream of.
So here are the five three-bedroom houses that currently cost the least in Watford - and the least is at least £300,000, by the way.
Highlands - £300,000
For sale by tender, Signature Estates says this home is awaiting new owners to lovingly restore and rejuvenate.
It has no upper chain, so could be a quick sale.
A lovely big living room...
Here's one of the bedrooms.
And the garden.
Signature Estates - 01923 588758
Heysham Drive - offers over £340,000
Prepared to offer more than £340,000? That could net you this end terrace, with a setting that doesn't look half bad in this photo. Estate agent Brown & Merry says viewing is advised.
A living room with room for plenty of sofa.
A lovely light kitchen.
A garden for the kids to play in.
Brown & Merry - 01923 908793
Gaddesden Crescent - offers over £360,000
Offers over £360,000 are invited for this nice little house. It has gas central heating but agent Claytons says it is need of some modernisation, so the price is "realistic".
Loads you could do in this garden.
As this photo shows.
Cosy living room.
And the biggest bedroom.
Claytons - 01923 908893.
Salisbury Road - £360,000
Another end terrace, this one is roughly halfway between Watford Junction and North Watford stations.
It's been extended and has an interesting ground floor, with a lounge/dining room leading to the kitchen.
And from another angle...
Upstairs it gets interesting.
Here's the biggest bedroom.
And this room seems to lead to the last bedroom...
Which is this one.
Harry Charles - 01923 634096.
Croxley View - £370,000
Finally there is this mid-terrace house, with gas central heating, a big lounge and a nice bathroom, on offer through Warren Anthony.
An expansive living room with room for a dining table.
Not quite such an expansive kitchen.
But a very pleasant garden - maybe room to grow veg?
Nice big windows in this bedroom.
And this one.
And this one's an office.
Warren Anthony - 01923 588895.
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